If you're a Facebook friend, you would have seen the following status:
"...feels adult. I negotiated my credit card's APR - and it's LOWER! ^_^"
After some comments about how sexy it is for a woman to be money-wise and how I'm adept at arguing (as the skill has been demonstrated in Argumentation class), I got to thinking...
It's damn hard being an adult. (Bills and taxes are Hell on Earth.) At times, I wish the only choices I had to make were between two different types of Saturday morning cartoons.
But I learned something, as I do each time I have to make an adult decision or am beaten over the head with adult consequences (bank overdraft fees are a bitch).
With this experience, I had to TAKE INITIATIVE. I had to call THEM. And I found out that they're pretty nice about giving you breaks - you just have to ask nicely for them.
And don't be frustrated with the foreigner on the other end, fellow Americans. He/she can't help his/her accent. So be nice - just explain what you would like without the nasty tone or American jargon, and he'll/she'll be all the happier working with you. Trust me.
So another lesson learned: Life isn't going to GIVE you anything favorable. You have to TAKE INITIATIVE. Sometimes, you'll have to ASK (politely, of course). And sometimes, you'll have to TAKE. But THAT'S another lesson for another time....
Miss ya much,
Kaku
PS: Oh, you want to know what I negotiated? Well, not only did I avoid a variable APR jump from 14.8% to 22.9%, but I lowered it to 13.9% for the next nine months. After nine months, it will NOT jump to 22.9%, but will return to 14.8%. And I learned that I have Platinum status and certain extra benefits - in their words, I'm a "valued customer." Nice, eh?
.:Meh Webbie:.
[link]
.:.Teh Clubs of Kaku.:.










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~sayonara~
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Give your Butler of Bane an order, My Master. Vincent Dillion
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I blame society for anything I've said that you disagree with.
Join da club, dude!
~All-Things-Kawaii~anime-artists~CCClub*color-me-club ~goggle-lovers~Shinsei-Mori-Academy
*Icon provided by *sml-e
I wonder if I should make one?
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~sayonara~
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Give your Butler of Bane an order, My Master. Vincent Dillion
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~\ E N I G M A . E N G I N E\~
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My friend ~OutOfTheOrange really needs commissions right now. If you've the time and inclination, stop by her page; the art is great and the prices are low.
*Writers-Club
About what?
--
I blame society for anything I've said that you disagree with.
Join da club, dude!
~All-Things-Kawaii~anime-artists~CCClub*color-me-club ~goggle-lovers~Shinsei-Mori-Academy
*Icon provided by *sml-e
Turns out that the meds that I was taking to relieve the side-effects of my brain surgery...made it worse. In short, my brain is swelling so I'm back on steroids. Ugh. And the doc wants further treatment that will last at least 40 days and takes place in a hospital.
And that's not even going into the physical symptoms, defects, and side effects of all this.
Sounded pretty bad to me.
Well, that, and I remember you tellin' me some time ago about this condition you had; the one connected to those seizures...I think? Was this thing with the brain swelling the same condition? It was quite some time ago; I don't remember the details -- don't take that personally, my memory's normally quite foggy -- but I was rather concerned. But add to that all that other stuff you listed: a messload of concerns and busy-ness PLUS the medical condition, and...
Well, yes. One was hoping you would be okay. The November journal entry there was the last one written, so I was hoping nothing bad had happened.
--
My friend ~OutOfTheOrange really needs commissions right now. If you've the time and inclination, stop by her page; the art is great and the prices are low.
*Writers-Club
--
To know what you prefer instead of humbly saying 'Amen' to what the world tells you you ought to prefer, is to have kept your soul alive.
--
I blame society for anything I've said that you disagree with.
Join da club, dude!
~All-Things-Kawaii~anime-artists~CCClub*color-me-club ~goggle-lovers~Shinsei-Mori-Academy
*Icon provided by *sml-e
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